Dejan

Deep dives into fintech products I led as a Product Manager – what we built, how it works, the trade-offs behind it, and what I learned along the way.

• Spend Accounts
  Purpose-built accounts that let customers set money aside and spend it with their card – with real-time balance checks behind every swipe.
• Authorized Users
  Letting customers safely share their card with family – with separate cards, individual controls, and clear accountability for every transaction.
• Expense Management and QuickBooks Integration
  Turning card transactions into clean, accountant-ready books – receipts, categories, and an automatic sync to QuickBooks.
• Points Transfer
  Making rewards feel like real money – letting customers move points where they are worth the most.
• Virtual Account Number
  A card number for every situation – instant to create, safe to use online, and disposable when you are done with it.
• Approvals and Declines
  The invisible product decision behind every swipe – and what happens in the milliseconds between “tap” and “approved.”